Financial tools for the moments that matter.
From an unexpected expense this month to building wealth over many years, Picsa brings practical financial products together through the workplace.
Prepare for emergencies and what comes next.
Emergency savings create breathing room when an unexpected cost arrives. Short-term investments help employees put money aside for planned expenses and goals. Payroll contributions make it easier to build consistently.
Invest for the years ahead.
Long-term contributions help members build meaningful financial assets over time. Picsa makes access to the Allan Gray Balanced Fund possible through much smaller payroll contributions than a direct retail investor would normally need to get started. Investment values can rise or fall, and product terms and fees apply.
Protect your family.
Picsa offers immediate-family funeral cover through qualifying employer-group and voluntary arrangements, with optional extended-family protection. Cover, eligibility and waiting periods depend on the policy terms.
Borrow responsibly.
Eligible members can access emergency, retail and consolidation credit when borrowing is appropriate and affordable. Picsa keeps emergency support deliberately limited and pairs credit with a broader savings and financial-health model. Credit is subject to eligibility, affordability and terms.
Get rewarded for making progress.
EarnBacks recognises consistent financial behaviour and can contribute towards a member’s long-term financial future. Membership access depends on the employer partnership and the member’s choices.
Bring the full financial-health journey into one employer partnership.
Tell us about your workforce and payroll, and we will recommend a practical next step.