Help your employees build a stronger financial future.
Picsa helps South African employers give their workforces access to high-quality savings, investments, funeral cover and responsible credit through a simple payroll and WhatsApp experience.
Practical for employees. Light on employer admin. Built for real financial needs.
Financial tools for the moments that matter
Prepare for emergencies, save for what is coming, invest for the future and protect your family, all through the workplace.
Simple for employers
Your team enables payroll and shares agreed workforce updates. Picsa handles onboarding, product administration, member communication and support.
Why Picsa
Picsa brings savings, investments, funeral cover and responsible credit together through the workplace, with direct member support and WhatsApp self-service.
Financial pressure follows people to work.
Everyday expenses, debt, family responsibilities and unexpected emergencies can leave very little room to plan ahead. Employers often see the knock-on effects through requests for salary advances, personal financial emergencies, payroll queries and employees needing help when something goes wrong.
Employers cannot solve every financial problem. They can make better financial tools easier to access.
Better options when life happens
Emergency savings and responsible support give employees more options when an unexpected cost arrives.
Clear professional boundaries
Picsa manages the financial-service relationship directly with employees, so managers and payroll teams can keep their focus on their own work.
A clear role for payroll
Your team processes agreed deductions and keeps key employee information current. Picsa handles ongoing member communication, product administration and support.
A fuller financial journey, in one place.
People need different financial tools at different moments. Picsa brings the essentials together through the workplace: emergency savings, short-term goals, long-term investments, family protection and responsible credit where appropriate.
EarnBacks recognises consistent financial behaviour and can contribute towards a member’s long-term financial future.
Affordable and easy to use
With Picsa, it’s simple to save for the future, protect your family with a low-cost funeral plan, and access a responsible loan when you need extra support.
Get rewarded for smart choices
Making good financial decisions should be rewarded. With Picsa’s rewards programme, you can pay off debt faster and get money back in your pocket.
Support every step of the way
If financial worries feel overwhelming, we’re here to help. Send us a message and we’ll call you back. Our team has guided thousands of people through similar challenges, and we’re ready to help you too.
Built on real employer partnerships.
Picsa has worked with South African employers since 2012, with roots in agriculture and growing relevance across many kinds of workplaces.
What employees say about us
“I don’t feel like a farmworker. I feel like a rich woman because I can control my finances through Picsa.”
“One of the things I will teach my children one day is how to save. That is what Picsa taught me to do.”
““Picsa has helped us become financially mature as adults. Parents can now take care of their families, both in season and out of season.””
Featured stories
South Africans’ destructive relationship with money
Picsa was privileged to be featured on season three of The Balance Sheet on Faith & Co. This episode highlights how manual labourers are often victimised by predatory lenders.
