Simple to introduce. Practical to run.
Picsa connects to your payroll, onboards employees and manages the ongoing financial-service relationship directly with your workforce.
1. Choose the partnership model.
We start by understanding your workforce, payroll, employee types, locations and what you want the partnership to achieve. Together we choose the employer-paid or employee-paid model that fits your business.
2. Set up the employer and payroll process.
Picsa creates the employer profile and agrees the deduction, reconciliation and employee-update process with your payroll team. The goal is a repeatable process that fits your existing payroll cycle.
3. Introduce Picsa to employees.
We explain how Picsa works, help employees register and make sure they know how to access support. Rollout can include on-site sessions, employer communication and WhatsApp onboarding depending on the workforce.
4. Employees manage their products directly.
Employees use WhatsApp to manage products, contributions, withdrawals and eligible credit applications. Picsa handles member queries and ongoing communication.
No separate employer helpdesk. No need for HR to explain financial products. No need for employees to rely on managers for routine product changes.
Who does what?
Employer: Enable payroll deductions, share agreed employee changes, support rollout access and communication, and maintain the partnership relationship.
Picsa: Onboard employees, administer products, manage queries, communicate with members, support HR and payroll, and track engagement.
Employee: Choose products and contributions, manage changes, request withdrawals, apply for eligible credit and ask Picsa for support.
Support people in a way they can actually use.
Picsa supports employees through WhatsApp and direct member communication, with English, Afrikaans and isiXhosa support available.
We agree the payroll process during implementation around the employer’s existing cycle and employee structure.
What employer partners say about us
“If someone asked me whether they should partner with Picsa, I’d say yes — because it empowers your workers. It gives them control. And when people feel they have control over their finances, they carry themselves differently.”
“Less financial stress means employees are more focused and productive which improves the workplace as a whole.”
“The management of our employee’s finances brought a big burden on our payroll department. The fact that this is being outsourced to Picsa has made things much easier for our payroll department.”
Want to see how this would fit your payroll?
Tell us what payroll you use and how your workforce is structured. We will map the practical next step.