Invest in your people and grow your business
Improve the financial health of your low-income employees through our value for money products, practical education, and meaningful rewards.
What we offer
We provide short- and long-term investments, affordable funeral plans, responsible loans, and a unique loyalty programme — all designed to support your employees’ financial health.
How it works
Employers sign up with Picsa to give their employees access to affordable, easy-to-use financial products. With our voluntary option, there’s no monthly fee involved.
About Picsa
Picsa offers low-income workers savings, lending, and insurance solutions that support their financial health throughout their working lives.
Employer partner benefits
We know you care about your employees. That’s why we make it easy for you to support them without adding to your workload.
Productive workforce
When employees are weighed down by debt and financial stress their focus and productivity at work suffer. Picsa helps lift that burden with affordable solutions that support financial health and enable your team to perform at their best.
Independent relationships
When you leave your employees’ financial health to us, you protect professional boundaries at work. Picsa provides the support they need, so you can focus on building strong and positive workplace relationships.
Reduced administration
Supporting your employees’ financial health doesn’t need to add to your workload or your costs. Picsa integrates with payroll, manages all administration, and engages directly with employees, who pay for the service themselves. Because deductions are processed by a third party, you remain fully compliant with labour laws. Picsa is registered with both the FSCA and the NCR.
Employee benefits
Value for money, simple to use, and support that rewards the right choices.
Affordable and easy to use
With Picsa, it’s simple to save for the future, protect your family with a low-cost funeral plan, and access a responsible loan when you need extra support.
Get rewarded for smart choices
Making good financial decisions should be rewarded. With Picsa’s rewards programme, you can pay off debt faster and get money back in your pocket.
Support every step of the way
If financial worries feel overwhelming, we’re here to help. Send us a message and we’ll call you back. Our team has guided thousands of people through similar challenges, and we’re ready to help you too.
Proud employer partners
What employees say about us
“I don’t feel like a farmworker. I feel like a rich woman because I can control my finances through Picsa.”
“One of the things I will teach my children one day is how to save. That is what Picsa taught me to do.”
““Picsa has helped us become financially mature as adults. Parents can now take care of their families, both in season and out of season.””
Featured stories
South Africans’ destructive relationship with money
Picsa was privileged to be featured on season three of The Balance Sheet on Faith & Co. This episode highlights how manual labourers are often victimised by predatory lenders.
